Privacy Policy

Purpose

Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution, directly or through its affiliates, from sharing nonpublic personal information about you with a non-affiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed.

In compliance with the GLBA, we are providing you with this document, which notifies you of the privacy policies and practices of Megaloudis & Gakis PLLC.

Types of Information Collected

Depending upon which of our services you are utilizing, the types of nonpublic personal information that we may collect include:

  • Information we receive from you or authorized representative such as on applications or other forms;
  • Information about your transactions we secure from our files, our affiliates or others;
  • Information that we receive from others involved in your transaction, such as the real estate agent, attorneys, or lender;
  • Information we receive from you through our Internet websites, such as your name, address, email address, Internet Protocol address, the website links you used to get to our website, and your activity while using or reviewing our websites;
  • Information we receive through publicly available internet searches and data available from the world wide web;
  • Information we receive from the public records maintained by governmental entities that we either obtained directly from those entities, or from our affiliates, or others; and
  • Information we receive from a consumer reporting agency.

We maintain physical, electronic and procedural safeguards to protect your nonpublic personal information from unauthorized access and intrusion. We limit access to your nonpublic personal information only to those employees who need such access in connection with providing products or services to you for other legitimate business purposes.

Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional nonpublic personal information will be collected about you.

Disclosure of Nonpublic Personal Information

We may disclose your nonpublic personal information with other real estate settlement service related providers. We may also disclose nonpublic personal information to:

  • Agents, brokers, representatives, or others to provide you with services you have requested, and to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure in connection with an insurance transaction;
  • Third-party contractors or service providers who provide services or perform marketing or other functions on our behalf;
  • Insurance regulatory authority, or a law enforcement or other governmental authority, in a civil action, in connection with a subpoena or governmental investigation;
  • Lenders, lien holders, judgment creditors, or other parties claiming an encumbrance or an interest in title whose claim or interest must be determined, settled, paid or released prior to a title or escrow closing; and/or

In addition, we will disclose your nonpublic personal information when you direct or give us permission, when we are required by law to do so, or when we suspect fraudulent or criminal activities. We also may disclose your nonpublic personal information when otherwise permitted by applicable privacy laws.

WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.

Disclosure to Affiliated Companies

We are permitted by law to share your name, address and facts about your transaction with other Megaloudis & Gakis PLLC companies, agents, as well as other service providers to provide you with services you have requested, for marketing or product development research, or to market products or services to you.

We do not, however, disclose information we collect from consumer or credit reporting agencies without your consent, unless permitted by law.

Disclosure to Non-affiliated Third Parties

We do not disclose personal information about our customers or former customers to non-affiliated third parties, except as outlined herein or as otherwise permitted by law.

Former Customers

Even if you are no longer our customer, our Privacy Policy will continue to apply. We may store such information indefinitely, including after any customer relationship has ended.

Confidentiality and Security

We restrict access to nonpublic personal information to those individuals and entities who need that information to provide services to you.

We maintain physical, electronic, and procedural safeguards that comply with federal regulations

Information Obtained Through Our Website

Megaloudis & Gakis PLLC is sensitive to privacy issues on the Internet.

In general, you can visit our website without revealing personal information. Our servers collect domain names (not email addresses) to measure usage and improve content.

If you provide personal information, it will only be used in accordance with this policy.

Links to Other Websites

Our website may contain links to third-party websites. We are not responsible for their content or privacy practices.

Cookies

We may use cookies to improve your experience, measure site activity, and customize content.

Cookies do not contain personally identifiable data.

Looking Out for Children

We do not knowingly collect information from children under 13 without parental consent.

Changes to This Privacy Policy

This policy is subject to change. Please review periodically.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

Megaloudis & Gakis PLLC
56 Central Avenue Suite 201
Lynn, MA 01901

 

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